Why document your home before you need to?
Many homeowners discover the gap only after a loss — when memory replaces proof and documentation is harder to assemble.
The gap after disaster
After major hurricanes and wildfire seasons, many homeowners reach for memory, guesswork, and smartphone albums — not structured proof. Contents disputes often slow settlements when proof is incomplete.
Cadastre Home closes that gap with a room-by-room record you build on your schedule — before the storm ever arrives.
The financial reality
Contents recall
After a total loss, trauma and stress make it nearly impossible to recall the entirety of one's possessions. Without a pre-loss inventory, most homeowners overlook dozens of small-ticket items that represent significant cumulative value.
Coverage without record
Most policies cap personal property coverage as a percentage of your total dwelling limit. Without an itemized record, you may struggle to prove the full value of your loss and leave benefits on the table.
Additional settlement time
Disputed contents claims often extend settlement timelines. Structured, pre-loss documentation gives adjusters clearer evidence and can reduce back-and-forth.
A simple claim-ready path
- 1. Document rooms and high-value items before storm season.
- 2. Store receipts and serial numbers with each item.
- 3. Share a read-only summary with your agent pre-loss.
- 4. Export structured proof the moment you file.
Deep dive: Claims preparation guide · Already dealing with a loss?
Start before storm season
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