Earthquake Home Documentation — California
California earthquake risk is ongoing. Unlike hurricanes or wildfires, earthquakes strike without warning — leaving homeowners no time to document what they had. A complete, timestamped pre-quake inventory is the only way to prove pre-loss condition to your adjuster.
Preparation checklist for California
- ✓ Photograph foundation, exterior walls, and visible structural elements annually.
- ✓ Document art, collectibles, and valuables with close-up photos and any appraisal records.
- ✓ Capture electronics, appliances, and custom built-ins with serial numbers.
- ✓ Store a tamper-verified export off-site or in the cloud — not just on home devices.
- ✓ Review your earthquake rider coverage with your agent after updating your vault.
Other California disaster guides
Common questions
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How it works
Capture your home
Photo, video, or 360° — document every room before storm season.
Verify with AI
Our AI builds your inventory checklist. You confirm items and receipts.
Export when needed
Generate adjuster-ready reports with tamper-verified hashes.
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