What should Mississippi Gulf Coast homeowners document most urgently?

Structure and all contents — roof condition, window and door ratings, HVAC, and every room's contents. Katrina demonstrated that storm surge can strip homes to their slabs. The more complete your pre-loss record, the faster your claim resolves.

How does pre-loss documentation help a Mississippi storm surge claim?

Storm surge is a flood claim — separate from your wind policy. Adjusters need to establish what existed and its condition before the surge arrived. A Cadastre Home vault provides timestamped, tamper-verified room-by-room evidence that predates the storm, giving both your wind and flood adjusters exactly what they need.

Mississippi hurricane season: June 1 – November 30. Document your home before the season starts.

Hurricane Home Documentation — Mississippi

Mississippi's 44-mile Gulf Coast — Biloxi, Gulfport, Pass Christian, Waveland, and Pascagoula — faces catastrophic storm surge risk from Gulf hurricanes. Hurricane Katrina's 28-foot surge in 2005 erased entire coastal communities within hours. Documentation created before a storm is the only proof that survives when a home is reduced to a foundation slab.

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Preparation checklist for Mississippi

✓ Complete your entire home documentation before June 1 — do not wait for a named storm.
✓ Photograph every room including closets, garage, attic access, and outbuildings.
✓ Capture exterior elements: roof, siding, windows, doors, porches, HVAC, and vehicles.
✓ Store serial numbers and receipts for all major appliances, electronics, and furniture.
✓ Share a read-only summary with your insurance agent before each storm season opens.
✓ Harrison and Hancock county homeowners: confirm current flood zone and surge maps — they change after major events.